Financial Product Analyst (347 views)

Cape Town, Observatory
Nov 8, 2018

FLASH is a well-established brand with a global strategy, that prides itself on making people’s lives easier through frontier technology that creates enabling opportunities.

Job Role:

End to end management of all aspects of the products under your management and through all the stages of the product life cycle. This role requires strong fluency in credit / loan products, building alternative credit score cards, mobile technology and SME world.


• Degree in Finance/ Business Management/ Accounting or similar
• Previous experience in a Product Management / Similar role
• Previous experience in managing credit products
• Sound understanding of SME’s
• Previous experience in the informal retail market will be an advantage
• Strong stakeholder management experience
• Agile experience is beneficial but not essential.

Role Specific Requirements:
• Build alternative credit scoring models to provide short term loans to Flash traders
• Developing the strategy and roadmap for Overnight Flash Loans based on deep customer insights. Inclusive of enhancing current products and developing new products as needed over time.
• Continuing to drive the portfolio optimization through the development of solutions that deliver value to Traders and Flash
• Actively managing outstanding liabilities, including planning and forecasting, reporting and insights and marketing activities to drive more profitable trader behavior

Skills and Attributes:
• Logical and dependable
• Detail orientated
• Able to build and maintain relationships
• Proactive – capable of identifying, embracing and initiating change
• Able to work under pressure
• Outcome focused
• Ability to prioritize and complete tasks
• Persistent and accountable
• Able to meet deadlines
• Ability to look at situations from several points of view
• Persuasive with details and facts
• Strong negotiation skills
• Strong analytical skills
• Strong decision-making skills
• Ability to think out of the box – big picture / holistic thinker
• Strong problem-solving skills

• Establish product direction for the products, including product line extensions and target markets supported by associated business cases and related financial analysis.
• Interview and meet with traders to better understand the market and market problems.
• Prioritize and validate trader needs and requests for product changes & enhancements.
• Track industry trends, product segment growth, market spend, and market share.
• Create and implement annual product plans and roadmaps including new products/enhancements to expand service offering, drive revenue, and increase profitability.
• Oversee the product through all stages of the product’s life cycle, from concept to production, including support
• Develop functional specifications for new ideas and product enhancements
• Working closely with QA to compile and execute test cases and regression testing
• Enable, support and train sales, client services, and professional services staff on new product functionality delivered.
• Actively participate with product development teams to define product requirements, specifications and acceptance testing criteria. Review and provide final sign-off for all requirements.
• Engage closely with the development teams to help with making implementation decisions and develop schedules.

Salary: Negotiable